# Indoor Pickleball & Padel Club (8–12 Court Warehouse Facility) 5-Year SBA 7(a) & 504 Loan Financial Model

- **Platform**: TierCFO (`https://tiercfo.com`)
- **Application Scenario**: Real Estate Investors & Sports Entrepreneurs Converting Industrial Space Into Pickleball/Padel Clubs (+460% YoY Search Growth)
- **Canonical URL**: `https://tiercfo.com/models/pickleball-padel-indoor-club-facility-sba-7a-504-loan-model.html`

## Executive Summary
Court-Hour Utilization Curve, Membership Tier Economics, F&B Pro-Shop Attach Rate & Debt Service Coverage Analysis

## 2026 Quantitative Benchmark Matrix
| Key Parameter / Component | Conventional Baseline / Risk | 2026 Optimal Target / Benchmark | Actionable Execution Protocol |
| :--- | :--- | :--- | :--- |
| Total Facility CapEx (8–10 Cushion Courts) | $450,000 – $850,000 SBA 7(a)/504 | 10–25 Year Blended Amortization | HVAC high-bay retrofit + cushioned acrylic courts |
| Prime vs. Off-Peak Court Utilization | 48% Blended Utilization (Year 1) | $40/hr Court Fee + $139/mo Club Membership | Autonomous smart-lock & automated replay cameras cut payroll |
| Year-1 Projected EBITDA & Bank DSCR | $310,000 EBITDA on $980,000 Revenue | 1.89x DSCR (Stress-tested at 35% occupancy) | Includes corporate league sponsorships & pro-shop margin |

## Application Scenario & Execution Blueprint
SBA Underwriting Application Scenario: Designed for founders leasing 18,000–28,000 sq.ft. light-industrial flex space to launch automated indoor pickleball and padel clubs backed by SBA 7(a) or 504 financing.